When You Are Hurt At Work
How would you pay your bills if you got injured on the job and were unable to work? A serious injury could mean not only mounting medical bills, but lost wages that could create a huge financial strain for you and your family. Luckily, most Montana workers are covered by workers’ compensation, a system intended to get you the timely financial help you need to recover from your injuries while protecting your employer from a lawsuit.
Workers’ compensation is a benefit that is paid by insurance your employer purchases. If you file a workers’ compensation claim, you are not suing your employer. You are claiming a benefit from a policy that is already in place for this very reason.
Notify Your Employer
Even if you think you haven’t been significantly injured, it’s important to let your employer know about your workplace accident so there is a record of your injury should you choose to file a claim. Make sure to notify your employer as soon as possible to stay within any reporting deadlines.
See Your Doctor
It’s essential to see a doctor as soon after you are injured as possible, not only to seek treatment, but also to establish medical documentation to support your claim. You can see the doctor of your choice initially, although once your claim is approved, you may be required to see another doctor at the request of your insurer.
Do Not Downplay Injuries
Even if you’re someone who doesn’t like to “complain,” it’s important for the sake of your claim that you describe the full extent of your injuries to your doctor. Minimizing your pain or other symptoms will only serve to reduce the potential benefits you may be able to collect to help you recover from your injuries.
Contact A Lawyer
Workers’ compensation claims are often denied initially. This doesn’t mean you should give up. For the smart legal advice you need as you pursue your workers’ compensation claim, call Colton Holm Law Firm at our Billings office at (406) 213-7770 or email our firm to schedule your free initial consultation with an attorney.